Overview
Legl uses multiple data sources to verify a client's identity as part of the CDD process. The sources used depend on the applicant's country of address.
Where you will see this
You will see references to identity validation data sources in the identity check section of a CDD report.
What this means
The following sources may be used during identity validation.
Each source represents a different type of data used to match and confirm a client's identity:
Credit Agencies — Data comprised of consumer credit applications
Voting Register — Data comprised of voter registration within a country
Telephone Database — Data provided by both landline and mobile providers
Government — Any standard publicly accessible data collected by government entities. These include driver's licence data, motor vehicle registration, court filings, property ownership registers, permanent place of residence registration and other similar datasets
Business Registration — Data comprised of business registrations, corporate directors filings and business hierarchy data
Consumer Database — Opt-in consumer data leveraging database marketing and other similar opt-in data sources
Utility Registration — Data comprised of utility registrations such as electricity, gas, water accounts
Postal Authorities — Data provided by postal authorities
Commercial Database — Corporate or private databases where users have opted in and allowed their information to be used for the purpose of identity verification
Proprietary — Used when a data provider does not divulge the source of the data. This also includes social media-based data
Register of Deaths — A negative source used to check for known deaths (UK only)
What you need to do
No action is required. This article is for reference only — the sources used are determined automatically by Legl based on the applicant's country of address.
Important information
Not all sources are used for every applicant — the sources applied depend on the applicant's country of address
The Register of Deaths is a UK-only source and is used as a negative check only
Proprietary sources include social media-based data and cases where the provider has not disclosed the data origin.