Legl's CDD reports draw on data from multiple third-party providers to verify identity, check financial history, and screen for AML risks, sanctions, and Politically Exposed Persons (PEPs). This article explains which providers power each type of check.

These data sources power the results shown in any CDD report in Legl. You will see the outputs of these checks when reviewing an Engage request result for an individual or business client.

Legl uses Entrust Identity Verification, a third-party provider of identity verification services, to power proof of identity searches.

Entrust queries a range of data sources depending on the applicant's country of address, including credit agencies, voting registers, telephone databases, government records, and commercial databases.

For further information about the checks Entrust runs, read Entrust's document verification overview.

Legl uses Entrust Identity Verification to power identity document verification. Entrust's Identity Document Check consists of a visual image scan that analyses passports and other identity documents, and cross-references the following databases:

Legl supports the verification of ID documents from over 150 countries. For the full list, see Entrust's supported documents page.

Legl uses Entrust to power automated proof of address verification. Entrust checks that an address document is genuine and unaltered, confirms the name and address match the client, checks the document type is supported and within date, and meets jurisdiction-specific requirements across 80+ countries.

Legl's biometric check confirms that the person completing the check is a real, live individual who matches their identity document. As part of this, Legl analyses both the ID document upload and the biometric video for signs of fraud and AI-generated manipulation.

When a client uses Legl's identity check service, they will be asked to upload a photo of their government-issued ID, such as a passport or driver's licence. Legl's software analyses the ID to ensure it is legitimate and matches the individual's or business's information.

The software checks for various security features on the ID, such as watermarks and holograms, and uses OCR (optical character recognition) technology to extract information such as the individual's name, date of birth, and ID number. Legl also identifies whether the document has been recorded as lost, stolen, or compromised.

To combat identity fraud, Legl uses advanced techniques to detect and prevent deepfakes and AI-generated manipulation in both document uploads and biometric video checks:

Legl uses Equifax to provide financial check information. Equifax is a leading consumer credit reporting agency, providing Legl with County Court Judgement and Insolvency information from across the UK.

Legl uses ComplyAdvantage, a third-party provider of AML, PEPs, Sanctions, and Watchlist data, to power these searches.

Legl's real-time searches cover thousands of global government regulatory and law enforcement watchlists, and over 100 international and national sanctions lists, including:

Example lists include:

For business clients, the company report draws on Dun & Bradstreet alongside official company registries. This provides company and financial data including ownership, directors, Persons of Significant Control (PSCs), shareholders and group structure, financials and credit rating, and filings. For UK companies, filings come from Companies House.

Company search coverage spans a wide range of countries, and the level of data available varies by country. Each country is given a data quality rating so you know what to expect from a KYB search. Businesses, their directors, and other associated individuals can also be screened against the same ComplyAdvantage watchlists used for individual clients.

No action is required. Legl automatically queries these data sources when a CDD check is run. The results are presented in the CDD report for you to review.