Overview
Legl's CDD reports draw on data from multiple third-party providers to verify identity, check financial history, and screen for AML risks, sanctions, and Politically Exposed Persons (PEPs). This article explains which providers power each type of check and what data sources they use.
Where you will see this
These data sources power the results shown in any CDD report in Legl. You will see the outputs of these checks when reviewing an Engage request result for an individual or business client.
What this means
Proof of identity searches — Entrust Identity Verification
Legl uses Entrust Identity Verification, a third-party provider of identity verification services, to power proof of identity searches.
Reports leverage different sources depending on the applicant's country address, which include:
Credit Agencies — data comprised of consumer credit applications
Voting Register — data comprised of voter registration within a country
Telephone Database — data provided by both landline and mobile providers
Government — publicly accessible data collected by government entities, including driver's licence data, motor vehicle registration, court filings, property ownership registers, and permanent place of residence registration
Business Registration — data comprised of business registrations, corporate director filings, and business hierarchy data
Consumer Database — opt-in consumer data leveraging database marketing and similar opt-in data sources
Utility Registration — data comprised of utility registrations such as electricity, gas, and water accounts
Postal Authorities — data provided by postal authorities
Commercial Database — corporate or private databases where users have opted in and allowed their information to be used for identity verification
Register of Deaths — negative source for known deaths (UK only)
Mortality data — CAIS data for mortality flags, Millenium (also known as Halo) and the GRO for death certificates
For further information about the checks Entrust runs, please click here.
Identity document verification — Entrust Identity Verification
Legl uses Entrust Identity Verification to power identity document verification. Entrust's Identity Document Check consists of a visual image scan that analyses passports and other identity documents, and cross-references the following databases:
Document issuing office
Database of lost, stolen, or compromised ID documents
Legl supports the verification of ID documents from 150+ countries. For the full list, please click here.
Deepfake and AI manipulation detection
When a client uses Legl's identity check service, they will be asked to upload a photo of their government-issued ID, such as a passport or driver's licence. Legl's software analyses the ID to ensure it is legitimate and matches the individual's or business's information.
The software checks for various security features on the ID — such as watermarks and holograms — and uses OCR (optical character recognition) technology to extract information such as the individual's name, date of birth, and ID number. Legl also identifies whether the document has been recorded as lost, stolen, or compromised.
To combat identity fraud, Legl uses advanced techniques to detect and prevent deepfakes and AI-generated manipulation in both document uploads and biometric video checks:
For ID uploads — image integrity checks, texture and artefact analysis, and metadata validation to detect signs of digital tampering
For biometric video — liveness detection and motion analysis to ensure the video is of a real, live person rather than a synthetic or replayed recording
Financial checks — Equifax
Legl uses Equifax to provide financial check information. Equifax is a leading consumer credit reporting agency, providing Legl with County Court Judgement and Insolvency information from across the UK.
AML, PEPs and Sanctions — ComplyAdvantage
Legl uses ComplyAdvantage, a third-party provider of AML, PEPs, Sanctions, and Watchlist data, to power these searches.
Legl's real-time searches cover thousands of global government regulatory and law enforcement watchlists, and over 100 international and national sanctions lists, including:
Sanctions watchlists from governments and international organisations
Monitored lists from law enforcement and regulatory bodies, including terrorism, money laundering, and most wanted lists
Politically Exposed Persons
Example lists include:
Office of Foreign Assets Control (OFAC) Sanctions
United Nations Security Council Sanctions
His Majesty's (HM) Treasury List
EU Consolidated Sanctions List and EU Most Wanted Warnings
Bureau of Industry and Security
State Department Foreign Terrorist Organisations List and Non-Proliferation List
US DOJ (FBI, DEA, US Marshals, and others)
Interpol Most Wanted
CBI List (The Central Bureau of Investigation)
ℹ️ Important
Please contact our support team if you would like to check whether ComplyAdvantage cover a specific source.
What you need to do
No action is required. Legl automatically queries these data sources when a CDD check is run. The results are presented in the CDD report for you to review.
Important information
The data sources used may vary depending on the applicant's country of address and the type of check being run
Please contact our Support team if you would like to check if a specific source is covered.