In this article we will cover:
What checks are covered in an engage request?
Engage offers you the ability to configure the most appropriate checks for each of your different practice areas and client risk profiles.
We provide a full spectrum of checks which confirm with the SRA's Money Laundering and Client ID Verification regulations.
Specifically this includes the following checks:
Client Identity and Proof of Address
To verify your client exists we match the name and address they provide with a secure database of sources to automatically verify their identity, this is most reliable in the UK.
To ensure you always have the information you need, we collect a second proof of address document from all clients outside of the UK.
Requires client to submit name, date of birth and address
Confirms client's identity and address against public databases - electoral roll, credit agencies, phone book
Requires at least 2+ matches to provide proof of address
Anti-Money-Laundering - including PEPs, Sanctions and Watchlists
Checks client details against international watchlists to flag any PEPs, Sanctions or Adverse Media coverage related to the client which may result in AML concerns.
Identity Document
Accepts any form of international, government issued ID document
System processes the document, authenticates it, and checks against client name, DOB and address supplied
Law firm receives a copy of the ID document
Biometric video check
The client provides a video / selfie of themselves which is validated against the ID document supplied.
Law firm receives an image of the client to cross check against ID document.
Source of Funds information capture
The client can submit source of funds information via Legl's Source of Funds questionnaire.
Documentary evidence to support source of funds, including bank statements, is uploaded by the client and supplied to the law firm.
Financial checks
These checks surface information about a client’s financial history with regards to the following:
Bankruptcy or insolvency
County court judgements ordering an individual to pay off debt
Debt collection searches indicating whether a credit check was made against the individual by a debt collection agency in the last 24 months
Information returned will include the date and amount of any judgement, as well whether it has been paid by the client.
Watch a short video overview of the Financial Checks
Visit the following guide for information on interpreting the results of the Financial Checks.
What workflow should you pick?
You can customise workflows on Legl to include CDD, AML, and Source of Funds checks. You can also use our workflow templates like Basic CDD, Basic CDD (No ID Document Validation) AML Only, CDD, or CDD + Source of Funds. The differences between them can be seen here:
| AML only | Basic CDD | Standard CDD | Standard CDD + Source of Funds | Basic CC - No ID Document Validation |
Watchlist screening PEPs and Sanctions check | ✅ | ✅ | ✅ | ✅ | ✅ |
Financial Checks | ✖️ | ✅ | ✅ | ✅ | ✅ |
Identity Validation |
| ✅ | ✅ | ✅ | ✅ |
ID Document Validation | ✖️ | ✅ | ✅ | ✅ | ✖️ |
Biometric Verification | ✖️ | ✖️ | ✅ | ✅ | ✖️ |
Source of Funds capture | ✖️ | ✖️ | ✖️ | ✅ | ✖️ |
Related articles
Can Engage be used to check clients who live abroad?
Yes the system works for clients who live abroad - they can simply select their country of residence from a dropdown when they are providing their address details.
For further assistance, please contact us at [email protected].