In this article we will cover:
How are proof of identity searches conducted?
Legl uses Onfido, a third party provider of identity verification services to power our proof of identity searches.
The reports leverage different sources depending on the applicant country address which include:
Credit Agencies - Data comprised of consumer credit applications
Voting Register - Data comprised of voter registration within a country
Telephone Database - Data provided by both landline and mobile providers
Government - Any standard publicly accessible data collected by government entities. These include driver’s license data, motor vehicle registration, court filings, property ownership registers, permanent place of residence registration and other similar datasets
Business Registration - Data comprised of business registrations, corporate directors filings and business hierarchy data
Consumer Database - Opt-in consumer data leveraging database marketing and other similar opt-in data sources
Utility Registration - Data comprised of utility registrations such as electricity, gas, water accounts
Postal Authorities - Data provided by postal authorities
Commercial Database - These are corporate/private databases where users have opted-in and allowed for their information to be used for the purpose of verification of their identities
Register of Deaths - Negative source for known deaths (the UK only)
Mortality data – CAIS data for mortality flags, Millenium (also known as Halo) & the GRO for death certificates.
For further information about the checks Onfido runs, please click here.
We have also put together an article explaining the results of Legl's Proof of Identity reports here
How is an identity document verified?
Legl uses Onfido, a third party provider of identity verification services to power our Identity Document Verification.
Onfido’s Identity Document Check consists of a visual image scan, which analyses passports and other identity documents to verify that they are valid, and cross references the following databases:
Document issuing office
Database of lost, stolen or compromised ID documents
Legl supports the verification of ID documents from 150+ countries. For the full list please click here
How are the financial checks run?
Legl uses Equifax to provide our Financial Check information. Equifax is a leading consumer credit reporting agency, providing Legl with County Court Judgement & Insolvency information from across the UK.
Who are the data providers for AML, PEPs and Sanctions?
Legl uses ComplyAdvantage, a third party provider of AML, PEPs, Sanctions and Watchlist data to power our searches.
Legl's real-time searches cover 1,000s of global government regulatory and law enforcement watchlists and over 100 International and National Sanctions lists including:
Sanctions watchlists from governments and international organisations
Monitored lists from law enforcement and regulatory bodies (incl. terrorism, money laundering and most wanted lists)
Politically Exposed Persons
Example lists include:
Office of Foreign Assets Control (OFAC) Sanctions
United Nations Security Council Sanctions
Her Majesty’s (HM) Treasury List
EU Consolidated Sanctions List & EU Most Wanted Warnings
Bureau of Industry and Security
State Department Foreign Terrorist Organisations List and Non-Proliferation List
US DOJ (FBI, DEA, US Marshals, and others)
Interpol Most Wanted
CBI List (The Central Bureau of Investigation)
We are able to provide a list of each individual source on request.
For further assistance, please contact us at [email protected].